You bring your target deals. We run every one of them through the Capital Access Model, put them on the screen, and tear them apart before you commit. You leave with bankable valuations, a pressure-tested deal, and a ready-to-send LOI.
$6,400 of valuation and deal work. $500 if you’re selected. $5 to apply.
Ten minutes from now you can have it moving. Apply and submit your first target in the same sitting — your CAM valuation comes back within 24 hours, not the weeks an appraiser or a broker opinion takes.
Includes the FM Buyer Playbook and one CAM valuation · Seats capped at 20 · Next cohort starts {{custom_values.cohort_start_date}}
Whether or not you are selected. Ten minutes to apply, first target submitted in the same sitting, written valuation back within 24 hours.
“A buyer finds a business, likes the owner, agrees on a number over coffee, signs a letter of intent — and then takes it to a lender who says no. Not because the business is bad. Because the price was built on what the seller hoped, not on what a lender will finance.”
— FM Buyer Playbook, opening page
That is an expensive way to find out what a bank tests. Late-stage deaths cost you the legal bill, the diligence spend, the exclusivity window, and the relationship with a seller you will now never buy from.
You have run numbers your whole career. You have never once run the numbers a lender runs. That is not a character flaw. It is an information asymmetry — and it is the most expensive one in this business.
Most first-time buyers stall in the same four places. Not one of them is about wanting it badly enough.
Listing sites, and nothing proprietary. So you look at what everyone else has already passed on.
Owner-operated businesses are run for tax efficiency, not for sale. The P&L in front of you is not the business.
Seller notes, third-party debt, partner capital, rollover. Every one of them changes the price you can pay.
You are pitching your first lender at the exact moment you can least afford a no.
The sprint is built to remove those four blockers in order. Eight working days. On your deals, not case studies.
“3x SDE” is shorthand, and shorthand is where buyers overpay. The Capital Access Model is FM’s valuation method: a range anchored to what a bank will actually finance, rather than what a seller hopes or what a multiple implies.
All valuations are provided for informational purposes only. CAM is not an appraisal, a fairness opinion, or a financing commitment.
Adjusted earnings over annual debt service. Lenders want visible headroom.
Documented in tax returns and financials — or asserted in a spreadsheet. Those are not the same thing.
What happens to revenue when the owner stops answering the phone.
Hard assets, and how much of your own money is in the deal.
The specific ratio varies by lender, industry and structure, and is worth asking about early. Anyone who quotes you one universal number has not spoken to enough lenders.
What remains is cash after close. If it is thin at the asking price, you have not found a bad business — you have found your negotiating position.
Written valuation back within 24 hours. Financials do not need to be perfect. Send what you have.
Here is exactly what a selected member receives, line by line, with what each piece costs when it is engaged on its own.
| CAM valuations on up to 6 of your targetsThe Capital Access Model, run on your real deals. $400 per valuation, engaged individually. | $2,400 |
| 8 hours live with Fadi Malouf & AssociatesTwo weeks of working sessions with an M&A advisor, an active PE sponsor, and the CAM team in the room — including your deal on the screen, torn apart before you commit: add-backs, red flags, and what kills deals at the bank. | $2,000 |
| Your buy-box and acquisition thesis, built with youThe one-page criteria capital partners actually respond to. Its job is to let you say no in ninety seconds. | $750 |
| The deal-flow engine: sourcing lists, outreach scripts, seller approachLive sourcing starting day 3, not homework for later. | $750 |
| The LOI framework and template vaultStructure, terms and language for a ready-to-send LOI on your best target. | $500 |
| Total value of what is delivered | $6,400 |
Values reflect comparable market rates for these services engaged individually. All valuations are provided for informational purposes only. Have counsel review any LOI or contract language before you send it.
And then there is the room itself. An active PE sponsor, family office and HNW participants, and the private member channel where deals get picked apart between sessions. We don’t put a price on that.
The arithmetic
$6,400 → $500
$5 to apply today. A $495 balance if you are selected. Nothing else to participate.
Ten minutes, start to finish — application and your first deal submitted in one sitting. Buys the CAM valuation on your first target ($400) and the FM Buyer Playbook ($100). $500 of work, delivered whether or not you are selected.
Your $5 comes off the price — a $495 balance, and nothing else to participate. No upsell required to get the full two weeks.
Because the cohort is not the business — it is how we meet serious buyers. We would rather sit in a room with twenty people who own real targets than sell a course to two thousand who don’t.
That is also why it is application-only and capped at 20 seats: we price it low and select hard, instead of pricing it high and taking everyone.
Some members will want hands-on advisory help on a deal afterwards. That is the whole model, out loud — optional, never pushed. You now know more about how we make money than most programs will ever tell you.
Every block ends in something you hold, not something you watched.
The one-page criteria capital partners respond to. A buy-box is a filter, not a wish list. If yours doesn’t let you say no in ninety seconds, it is too vague.
Sourcing and outreach start immediately. Real targets in motion by the end of the first week — including if you walked in with none.
Add-backs, red flags, what kills deals. One test on every add-back: could a third party verify it, and will it truly not recur?
Know what the bank will fund before you offer. Then the LOI framework, and the crescendo: a ready-to-send letter of intent on your best target.
Format: 8 hours live over two weeks, weekdays 11:00 AM Central, plus recordings and a private member channel between sessions.
Most applications take your time and hand you a “thanks, we’ll be in touch.” This one delivers before it decides.
You see what the model does with a deal of your own before you ever pay for a seat. If we don’t select you, you still walk away knowing what a lender would do to your number.
Financials do not need to be perfect. Send what you have. If all you have is a listing sheet and a revenue figure, send that.
Four kinds of buyer, one shared position: already decided on acquisition, stuck on execution.
Leaving a corporate seat and want to own the cash flow instead of the title.
Liquidity in hand, want to redeploy into acquisitions rather than start over.
Tired of passive paper. Want control positions in real businesses.
Want to grow through acquisition instead of grinding out organic growth. Best debt profile in the room.
We would rather say this here than after you have paid.
20 seats, selected from applications. If that reads as a filter, it is one.
Serial entrepreneur, strategic buyer and capital partner working in the lower-middle market through FM Capital and FM Advisory. Fadi has built and exited companies, and now spends his weeks doing exactly what the cohort teaches: sourcing owner-operated businesses, structuring deals with seller and third-party capital, and working alongside a network of independent advisors and capital sources.
Alongside him: a lead M&A advisor with decades of transactions and a national investor network, an active private equity sponsor who evaluates member deals live, the team behind the CAM valuation platform, and family office and HNW participants who pick deals apart in real time.
The cohort is the process, not the theory. The room is the product.
Because we only want verified buyers in the room. The fee tells us there is a real person on the other side of the application — someone working on a deal, not someone collecting free downloads. A free application costs nothing to submit, which is exactly what a free application is worth to us when we sit down to review twenty of them. And because we are asking you to pay to apply, you get back more than you put in: the Playbook and a CAM valuation on your first target, whether or not you are selected.
You need to be able to fund diligence and a down payment, or to have a credible path to partner capital. If you have neither, this is not the right time — and we will say so.
No. You build your own pipeline with our engine and templates, and we pressure-test what you bring. That is what makes it stick.
Sometimes. If a deal fits the criteria of FM’s capital relationships, we will make introductions. That is never promised as part of the program.
Even better. Come with an add-on strategy and we will work your roll-up thesis.
Days 3 and 4 are live sourcing — the engine, the lists, the outreach scripts, the seller approach. Members who arrive with nothing under consideration start building the pipeline in the first week, and bring what they find into the valuation days. If you already hold targets, you get straight to valuing them.
The FM Buyer Playbook ($100) and one CAM valuation on your first target ($400) — $500 of work, included with your application — so you see what the model does with a real deal before you ever pay for a seat. Valuations are for informational purposes only.
The application and your first deal submission take about ten minutes together, and your written CAM valuation comes back within 24 hours — while most buyers wait weeks on an appraiser or a broker’s opinion. Your cohort decision follows within 48 hours.
We review within 48 hours. Accepted applicants receive their seat confirmation and payment link. Higher-tier applicants may be invited to a brief call.
Most members continue: another cohort with new targets, or hands-on advisory support on the deal they’ve chosen. Both are optional, never pushed.
There is no countdown clock on this page. The lines above are the whole deadline, and they are real. The room has a start date, the seats are finite, and an accepted seat that sits unclaimed goes to someone else.
Ten minutes. $5. Reviewed within 48 hours.
$6,400 of valuation and deal work. $500 if you’re selected. Ten minutes and $5 to apply — submit your first target in the same sitting, and the Playbook plus your CAM valuation are yours straight away.
P.S. — The $5 is not a deposit and it is not a toll. It buys the Playbook and a written CAM valuation on your first target, and both are delivered whether or not you get a seat. The worst outcome available to you here is finding out, within 24 hours, what a lender would actually do to the number you were about to offer.
P.P.S. — If you are waiting until you have found the perfect target before you apply: the pipeline is what days 3 and 4 build. Waiting for deal flow to appear on its own is the single most common way a nine-month search turns into a three-year one.
A seat in the FM Buyer Cohort — a two-week live sprint, application-only, capped at 20. You bring your target deals. We run them through the Capital Access Model, take them apart on screen, and you leave with bankable valuations and a ready-to-send LOI.
Whether or not you are selected. We do not claw it back. That is the whole point of charging for the application — we only want verified buyers in the room, and you should get more back than you put in.
$6,400 → $500
$5 now. A $495 balance only if you are selected. Nothing else to participate.
All valuations are provided for informational purposes only. CAM is not an appraisal, a fairness opinion, or a financing commitment. FM Enterprise, LLC provides education and advisory services only.
© 2026 FM Enterprise, LLC. Atlanta, GA. All rights reserved.
FM Enterprise, LLC and its affiliates provide education and advisory services only. Nothing on this page is an offer to sell or a solicitation to buy any security, an offer of financing, investment advice, legal advice, or tax advice. FM is not a licensed broker or broker-dealer. Business acquisition involves risk, including loss of capital. Results are not typical or guaranteed and depend on your own effort, capital, and market conditions. All valuations are provided for informational purposes only.
Questions: [email protected]